Paygentic is a monetization platform built for software 3.0: software in the AI age. Whether you’re a developer, engineer, startup founder, or solopreneur creating the next generation of products, Paygentic is the payments layer you need from the first line of code, all the way through your scale up journey.

​
What Problem Does it Solve?

Traditional billing struggles with the requirements of AI applications. Simple fixed subscriptions don’t always fit when costs vary based on consumption (like LLM token usage) or outcomes. Builders face numerous challenges:

Real-time Usage Tracking

Accurately tracking and billing for high-volume usage events as they happen, with real-time visibility into consumption.

Flexible Pricing Models

Implementing diverse pricing strategies including per-user, tiered, usage-based, outcome-based, and dynamic pricing that can vary per customer.

Balance & Risk Management

Managing prepaid credits with real-time entitlement checks, preventing overspending, and enforcing usage limits in postpaid models to minimize risk.

Payment Operations

Handling the complexities of chargebacks, fraud prevention, disputes, and integrating billing and payment systems across different geographies.
Building robust systems to handle these issues distracts from your core product development. This is why we built Paygentic. Paygentic is built specifically for modern pricing models like usage-based and outcome-based billing that AI applications require. We handle all the billing and payment complexity so you can focus on building your product with the pricing strategy that works for your business.
Paygentic’s Core Idea: We handle the intricacies of real-time billing, flexible pricing, wallet management, and integrated payments so you can focus on building.

​
A Complete Monetization Toolbox

At Paygentic, we believe billing and payments are two sides of the same coin. Most developers end up building complex systems to stitch together separate billing and payment platforms, creating technical debt and maintenance overhead. Why existing solutions fall short:
  • Split Architecture: Managing separate billing and payment systems means double the integrations, monitoring, and potential failure points
  • Real-time Challenges: Enforcing usage limits and preventing overspend requires real-time balance checks that most billing platforms can’t handle
  • Developer Experience: Complex APIs, poor documentation, and fragmented tools slow down development and increase time-to-market
Paygentic gives you everything in one platform:
  • Simple APIs: Define products, track usage with Billable Metrics, and configure pricing with clean, developer-friendly APIs
  • Real-time Wallets: Built-in wallet system for instant balance checks, prepaid credits, and usage enforcement—no separate service needed
  • Unified Payments: Integrated payment processing that works seamlessly with your billing logic
The result? One integration, one API, one system to maintain. You ship faster, reduce operational complexity, and focus on building features your customers actually want.